1. PERSONAL ACCIDENT
. Accidental death

Per adult
Per child
Per family
Per adult
Per child
Per family

100,000
10,000
-
100,000
100,000
-

100,000
10,000
220,000
100,000
100,000
200,000

200,000
25,000
-
200,000
200,000
-

200,000
25,000
450,000
200,000
200,000
450,000

2. MEDICAL & OTHER EXPENSES

a) Medical, Hospital & Treatment Expenses, Reimburses expenses
(including cost of emergency
dental treatment) incurred during an Accident or sickness.

Per adult/child
Per family

50,000
-

50,000
150,000

300,000
-

300,000
900,000

Excess each and every claim Area 1 – RM50 Area 2 and 3 – RM100

b) Repatriation of Mortal Remains
Pays for the cost of burial or cremation in the locality where
death occurs or the expenses of transporting the Mortal remains
back to Malaysia

Per adult/child
Per family

10,000
-

10,000
30,000

10,000
-

10,000
30,000

Subject to Medical, Hospital and Treatment Expenses limit

c) Compassionate Visitation Benefit
Pays for additional expenses of one relative or friend required on
medical advice to travel or remain behind with you.

Per adult/child
Per family

5,000
-

5,000
15,000

5,000
-

5,000
15,000

Subject to Medical, Hospital and Treatment Expenses Limit

d) Child Care Benefit
Pays for additional expenses of one relative or friend to take care of your children whilst you are hospitalized

Per day
Per event

500
5,000

500
15,000

500
5,000

500
15,000

Subject to Medical, Hospital and Treatment Expenses limit

e) Follow-up Treatment
Reimburses for follow-up treatment within 3 months upon
return to Malaysia

Per a Per family adult/child

30,000
-

30,000
90,000

30,000
-

30,000
90,000

Subject to Medical, Hospital and Treatment Expenses limit

f) Emergency Medical Evacuation or Repatriation

Emergency transportation and medical care en route to move
you (in a medically critical condition to the nearest hospital)

Per event

Unlimited

Unlimited

Unlimited

Unlimited

3. HOSPITAL ALLOWANCE

Pays for each complete day you are confined in a hospital on top
on top of medical cost incurred (RM350 per day).

Per adult/child
Per family

-

-

7,000

7,000
21,000

4. BAGGAGE AND PERSONAL EFFECTS

Pays for loss of or damage to your baggage, including articles
worn or carried (up to RM500 for any one article or pair or set of articles).

Per adult/child
Per family

-

-

6,000

6,000
18,000

Excess each and every claim : RM50

Per adult/child
Per family

-

-

5,000
-

5,000
15,000

Excess each and every claim : RM50

6. BAGGAGE DELAY
Reimburses for purchase of
essential items if your baggage
is delayed for 8 consecutive hours.

Per adult/child
Per family

-

-

500

500
1,500

7. PERSONAL LIABILITY
Indemnifies you for legal liability towards third parties or damage
to their property due to your negligence.

Per adult/child
Per family

-

-

1 million

1 million
3 million

8. TRAVEL DELAY
Pays if your conveyance is delayed from the scheduled departure time for each full 8 consecutive hours delay (RM 200 per 8 hours.)
Reimburses on top of the above limits for irrecoverable deposits or charges paid for the cancelled parts of the trip due to the above.

Per adult/child
Per family

Per adult/child
Per family

-

-

-

-

2,000
-

500
-

2,000
6,000

500
1,500

9. LOSS OF DEPOSIT OR CANCELLATION
Reimburses for irrecoverable travel and accommodation
expenses paid in advance. Cover is effective upon Issuance of certificate

Per adult/child
Per family

-

-

15,000
-

15,000
45,000

10.CURTAILMENT
Reimburses for forfeited prepaid travel cost or additional travel and accommodation expenses incurred, if it is necessary and unavoidable to curtail your trip.

Per adult/child
Per family

-

-

15,000
-

15,000
45,000

11. OVERBOOKED FLIGHT
Reimburses for expenses incurred for additional accommodation, meals refreshment.

Per adult/child
Per family

-

-

200
-

200
600

12. FLIGHT MISCONNECTION
Reimburses for expenses incurred for additional accommodation, meals or refreshment.

Per adult/child
Per family

-

-

200
-

200
600

13. HIJACKING INCONVENIENCE
Pays for each full 24 consecutive hours or hijack (RM300/24 hours).

Per adult/child
Per family

-

-

900
-

900
2,700

14. HOME CARE BENEFIT
Pays for damages to your home contents as a result of fire when your house is left vacant while you are traveling.

Per adult/child
Per family

-

-

1,000
-

1,000
3,000