| This policy provide cover for
CONTENTS in a private dwelling against
damage caused by:-
 |
Fire, Lightning, Thunderbolt,
Subterranean Fire; |
|
Explosion; |
|
Aircraft and other aerial devices
and/or articles dropped therefrom |
|
Impact with any of the buildings
by any road vehicles or animals
not belonging to or under the
control of the insured or any
member of his family |
|
Bursting or Overflowing of Domestic
Water Tanks, Apparatus or pipes
excluding:-
| a. |
in respect of each and
every loss the amount stated
in the Schedule. |
b.
|
destruction
or damage occurring while
the Private Dwelling House
is left untenanted |
|
Theft but only if accompanied by actual
forcible and violent breaking into or
out of building or any attempt thereat.
Provided that in the event of the Private
Dwelling being left without an inhabitant
therein for more than ninety (90) days
whether consecutively or not in any
one Period of Insurance the insurance
against this Peril shall, unless otherwise
agreed by endorsement hereon, be entirely
suspended in respect of any period or
periods during which the Private Dwelling
may be unoccupied in excess of the aforesaid
ninety (90) days.
|
Hurricane, Cyclone, Typhoon,
Windstorm, subject to the following
Excess Clause |
|
Earthquake, Volcanic
Eruption subject to the following
Excess Clause |
|
Flood but excluding loss or
damage caused by subsidence or
landslip; subject to the following
Excess Clause |
The policy also provide the following
benefits:-
|
Loss or Rent (Limit 10% of Sum
Insured on Contents) Insured’s
liability to the Public (Limit:
RM50,000) |
|
Property Temporarily
Removed (Limit:15% of Sum Insured) |
|
Damage to mirrors (Limit: RM500
per piece) |
|
Compensation for Death of the
Insured occurring in the private
dwelling by theft or fire (Limit:
RM10,000). |
|
Servants’ Property |
Optional additional cover on payment
of additional premium:-
|
Unoccupancy in excess of 90
days. |
|
Extended Theft Cover. |
|
