| All employees earning salary/wages
of RM2, 000 or less a month are required
to be insure under the Social Security
Act 1969.
Such employees earning in the event
of an accident arising in the course
of employment can only claim benefit
provided under the SOCSO Act. They
are debarred from suing the employer
under Common Law. The employees however
can sue their fellow employees for
negligence under the Common Law.
Employees earning above RM2,000 per
month are not required to be covered
by SOCSO (unless they have been covered
by SOCSO when they were earning less
than RM2,000). Such employee in the
event an arising in the course of
employment can sue their employer
for negligence under Common Law.
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SCOPE
OF COVER |
The policy cover any person
under a contract of service
or apprenticeship with the Insured
shall sustain bodily injury
by accident or disease caused
during the Period of Insurance
and arising out of and in the
course of his/her employment
by the Insured in the business.
The policy also indemnify the
Insured against liability at
law to pay compensation and
claimant’s costs and expenses
in respect of such injury and
will in addition pay all costs
and expenses incurred with its
written consent.
The Insurer will also in the
event of the death of the Insured
indemnify the Insured’s
legal personal representatives
in the Terms of this Policy
in respect of liability incurred
by the Insured provided that
such personal representatives
shall as though they were the
Insured observe fulfill and
be subject to the Terms of this
Policy insofar as they can apply.
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